As a California Short Sale Expert I can tell you that short sales are a great way to avoid foreclosure. Do you qualify for a short sale? If you answer YES to any of the questions below, then its that simple, YES you do qualify.

• Are you experiencing difficulties making your monthly mortgage payments?
• Has your interest rate changed?
• Has your home value decreased?
• Do you have questions about foreclosure or bankruptcy?
• Do you await foreclosure or eviction notices?
• Do you have questions about how non-payments can affect your credit rating?
• What is a short sale?
• Have you missed mortgage payments and want to know if you still qualify for a short sale?

Make the decision to stop struggling with your mortgage payments and give yourself and your family a fresh start and a financial break from all of the stress that comes with today’s economic market conditions. We understand the pressure you face and we'll help you get through it. Our Short Sale negotiators are seasoned experts with decades of experience in both residential mortgage banking and real estate transactions. As partners in this process we'll be your guide throughout each step of the transaction.
 
The longer you wait the fewer options we have to negotiate and to ensure your most beneficial outcome.  Short sales are time sensitive and its critical to START as early as possible

**For a limited time, Team Joy is offering FREE Foreclosure/Trustee Sale Date Extensions. We will call your bank and submit all the information necessary to post-pone your Foreclosure while you weigh your options.**

Need a free, no-obligation consultation? You can reach us via phone (408-828-6525) or via email (joyadeeb@gmail.com)